A credit score is a three-digit number that reflects your creditworthiness, which ranges from 300 to 850. It provides a summary of your credit history and financial reliability. In India, your Credit Information Bureau (India) Limited (CIBIL) score is calculated by Experian Credit Information Company of India Private Limited and can be accessed online. In this article we have provided you the information to check your credit score easily.
When you apply for a loan, your credit score serves as an indicator of your financial responsibility. Lenders use the CIBIL report, which includes your credit score, to evaluate your credit history. This report summarizes your credit accounts, the amount of credit you’ve used, your outstanding debts, the number of hard credit inquiries made on your profile, the length of your credit history, and whether you’ve been making timely payments on bills and loan installments.
How to check your credit score?
How credit score is calculated?
FREQUENTLY ASKED QUESTIONS
What is credit score ?